Cloud Leverage Cloud to create

secure, flexible, dynamic and cost effective business solutions.

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Data Unleashing the power of

Data to extract knowledge, insights and predictions.

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Service Innovating services

and empowering people in a world of technology

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Project Making Project management

indispensable tool for business results.

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Mobility Making the enterprise mobile

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Risk analytics

We help our Clients to understand and predict the risk for better financial decisions making and portfolio management.
Risk analytics

Risk analytics includes systematic methods for estimating, assessing and projecting risk associated with investments and business practices. Aaum has developed mathematical models derived from extensive empirical testing and coupled with stochastic outcomes. In areas like financial risk, Aaum utilizes models that express logical relationships that enable simulation of scenarios and subsequent outcomes, including testing and consolidation of risk exposure.

Credit risk management and underwriting
Organizations need to assess a borrower's potential and his ability to pay before approving a loan. Predictive analytics helps underwriting of these loans by predicting the probability of default due to illness, bankruptcy, etc. and effectively streamlines the process of underwriting.

Credit Scoring
Credit scoring is concerned with attaching a credit worthiness score to a borrower by performing statistical procedures. With a careful analysis of statistics and picking out characteristics that relate to creditworthiness aaum's analytic engines enables organizations to arrive at highly accurate credit scores.

Collection analytics
aaum's predictive analytics helps optimize allocation of collection resource usage by identifying the most effective collection agencies, contact strategies, legal actions and other strategies for each customer -- thus significantly increasing recovery time at the same time reducing collection costs.

Portfolio management
Portfolio management is all about strengths, weaknesses, opportunities and threats in the choice of debt vs. equity, domestic vs. international, growth vs. safety, and many other trade-offs encountered in the attempt to maximize return at a given appetite for risk. Aaum makes use of a variety of sophisticated and proprietary tools and frameworks to help the clients make the best decisions regarding their portfolio.

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